Lending Disclosure: Waco Quick Cash is not a direct lender. We are a loan matching service that connects consumers with third-party lenders in our network. We do not charge a fee for our matching service, and we do not make credit or loan approval decisions.
APR Disclosure: APR (Annual Percentage Rate) for payday and installment loans in Texas can range significantly, often between 200% and 600% when including all fees. The specific APR offered to you will depend on your lender, the loan amount, and the duration of the loan. Always review the lender's full terms before signing.
Credit Check Notice: Lenders in our network may perform credit checks through major bureaus (Equifax, Experian, TransUnion) or alternative providers. Submission of a request does not guarantee you will be matched with a lender or approved for a loan.
State Information: In Texas, payday loans are regulated by the Office of Consumer Credit Commissioner (OCCC). Additionally, the City of Waco has passed Ordinance No. 2014-043, which limits payday loans to 20% of the borrower's gross monthly income and requires lenders to register with the city.
State Regulations: Texas Finance Code Chapters 393 & 342; City of Waco Ordinance No. 2014-043